20 Things to Know By Age 20


Peace Love n Pretty Tings
agree? or disagree? some were just plain funny. lol

20 Things To Know By Age 20.


1. The world is trying to keep you stupid. From bank fees to interest rates to miracle diets, people who are not educated are easier to get money from and easier to lead. Educate yourself as much as possible for wealth, independence, and happiness.
2. Do not have faith in institutions to educate you. By the time they build the curriculum, it’s likely that the system is outdated– sometimes utterly broken. You both learn and get respect from people worth getting it from by leading and doing, not by following.

3. Read as much as you can. Learn to speed read with high retention. Emerson Spartz taught me this while I was at a Summit Series event. If he reads 2-3 books a week, you can read one.

4. Connect with everyone, all the time. Be genuine about it. Learn to find something you like in each person, and then speak to that thing.

5. Don’t waste time being shy. Shyness is the belief that your emotions should be the arbitrators of your decision making process when the opposite is actually true.

6. If you feel weird about something during a relationship, that’s usually what you end up breaking up over.

7. Have as much contact as possible with older people. Personally, I met people at Podcamps. My friend Greg, at the age of 13, met his first future employer sitting next to him on a plane. The reason this is so valuable is because people your age don’t usually have the decision-making ability to help you very much. Also they know almost everything you will learn later, so ask them.

8. Find people that are cooler than you and hang out with them too. This and the corollary are both important: “don’t attempt to be average inside your group. Continuously attempt to be cooler than them (by doing cooler things, being more laid back, accepting, ambitious, etc.).”

9. You will become more conservative over time. This is just a fact. Those you surround yourself with create a kind of “bubble” that pushes you to support the status quo. For this reason, you need to do your craziest stuff NOW. Later on, you’ll become too afraid. Trust me.

10. Reduce all expenses as much as possible. I mean it. This creates a safety net that will allow you to do the crazier shit I mentioned above.

11. Instead of getting status through objects (which provide only temporary boosts), do it through experiences. In other words, a trip to Paris is a better choice than a new wardrobe. Studies show this also boosts happiness.

12. While you are living on the cheap, solve the money problem. Use the internet, because it’s like a cool little machine that helps you do your bidding. If you are currently living paycheck to paycheck, extend that to three weeks instead of two. Then, as you get better, you can think a month ahead, then three months, then six, and finally a year ahead. (The goal is to get to a point where you are thinking 5 years ahead.)

13. Learn to program.

14. Get a six-pack (or get thin, whatever your goal is) while you are young. Your hormones are in a better place to help you do this at a younger age. Don’t waste this opportunity, trust me.

15. Learn to cook. This will make everything much easier and it turns food from a chore + expensive habit into a pleasant + frugal one. I’m a big Jamie Oliver fan, but whatever you like is fine.

16. Sleep well. This and cooking will help with the six pack. If you think “I can sleep when I’m dead” or “I have too much to do to sleep,” I have news for you: you are INEFFICIENT, and sleep deprivation isn’t helping.

17. Get a reminder app for everything.Do not trust your own brain for your memory. Do not trust it for what you “feel like” you should be doing. Trust only the reminder app. I use RE.minder and Action Method.

18. Choose something huge to do, as well as allowing the waves of opportunity to help you along. If you don’t set goals, some stuff may happen, but if you do choose, lots more will.

19. Get known for one thing. Spend like 5 years doing it instead of flopping around all over the place. If you want to shift afterwards, go ahead. Like I said, choose something.

20. Don’t try to “fix” anyone. Instead, look for someone who isn’t broken


Registered User
List ran out of steam, but 'twas ok.
10 appears to be in direct conflict with 9 and 11


Registered User
I should add and agree that the most important things to learn at 20 are to accept failure/rejection and to ignore fear.


Peace Love n Pretty Tings
^^^^ agree^^^^

Read a quote yesterday that I thought was perfect:

"Everything you want is on the other side of your fears."


i have learned all these things in life.. and plenty people need to learn #20 and stop trying to be a hero! they're all dead......

another thing that should be on this list is that sometimes you outgrow friendships, doesn't mean anything is wrong with either of you.. it simply means that your interests have changed and you reached the path in the road where you each go in different directions.. part ways amicably and treasure the memories


Peace Love n Pretty Tings
#20 should apply not for just people in their 20s but people in general.
missed this early. Totally agree! 20 is the one I agree with the most but like u said, that should know no age limit. But it I think it takes a few hard knocks to the head before someone gets it....


Get your passport & come !
I disagree with number 4. Simplify your life where people and things are concerned. But anyone who learns quickly and follows MY things to know by 20 below will figure out that a life complicated with excess people is not going to work.

Quality over quantity. A lot of people have a lot of NOISE in human form walking around cluttering up their lives (e.g. guys they have no interest in for a serious relationship but keep around cause the guy got thirsty and wanted to at least be "friends"...then when a guy who really interested comes along he can barely take her serious cause her life cluttered with too many unnecessary men hanging around waiting for her to slip up...and men do the same thing, clutter their lives with ridiculous amounts of pointless females then wonder why they can't find a woman worth anything...cause she came, saw, got disgusted, and kept walking lol). Some people are definitely good friends to have and teach you a lot whether they have romantic interest or not, but nuff people are NOISE.

Social networking makes it even worse.

I also feel education should teach you how to learn and critical thinking...how well you do this is going to determine a lot of how you handle the curves thrown at you in life...witness all the sheep who can't think critically about their own lives and make sensible plans to resolve issues, always mentally lazy waiting on someone to come and save them from themselves...

While it's good to use a broke period to figure out how to improve money-wise, it's good to remember not to hyperventilate if there are periods where cash is tight...money comes and goes...don't get obsessed with having fish...from you know how to fish, and have the TOOLS to fish, when fish done you have no fear that you can go out there and get more.

I agree that life should be more about experiences than material things. But it tends to take material things to enjoy the experiences...a trip to Jamaica might be an experience in itself...but the ticket, the place to stay, the food, etc. still cost money. And who wants to be on a vacation in clothes that are about to fall apart, or too small, or too big?

I think one thing people forget is the most important: who you marry is one of the greatest decisions in your life, especially for women. It's like going into a business venture: choose a great partner that complements your skillset and is strong where you are weak and you can take over the world...choose wrong and it can f. up your entire life...see Whitney, Britney, and Lauryn if you don't believe me...


1. Learn well, and quickly.

2. Think critically.

3. Marry well.

4. Have manners.

5. Be disciplined: mentally, physically, financially, and emotionally.

What you all think, this doesn't cover it all?


there should be a another one

# learn to be concise in your speech and writings... sometimes if the rambling is too long, the message is lost on its recipients.


Registered User
there is NO FREAKING WAY a 20 yrld will care about 3/4 of this list. it should be 30 not 20.

at twenty all i cared about was the latest gears, money, cars and girls.
not no life lessons.